I can’t say how the Affordable Care Act is working for others; all I can tell you is what the Affordable Care Act is going to do for me and my teen daughter.
Unfortunately, I was notified that my ex husband, my daughter’s father, died recently. This event has thrown a lot of things that were already difficult into a downright nosedive. Suddenly, my daughter no longer has continued access to the excellent health insurance policy that she had, thanks to her father keeping her on his policy all of these years. And it would seem that child support is no more. Oh joy.
For those who may or may not know, my little one has Bipolar Disorder and has to take some very expensive medicines to maintain this condition. Without child support or health insurance for the two of us, you can’t imagine the nerves and anxiety that threatened to overwhelm me the last week or so. This was a wonderful test of my faith in my Father in Heaven, but thankfully I felt His Holy Spirit with me, comforting me and calming me despite fears and worries. My daughter and I have got through this and things have slowly begun to look up a bit.
We have a new/old tenant on the property that has moved into what was formerly Robert’s old residence. It’s our personal fitness trainer, James! He’s a lot of fun and we like him, so that’s been a relief, but what to do next has been the problem and this is where the Affordable Health Care Act came in.
I went onto the Healthcare.gov website and began to attempt to enroll in healthcare coverage for my daughter and me. I was really concerned about how much the premiums would be for the two of us. I was incredibly surprised to find that there was a HUMANA PLATINUM PLAN with no deductibles and a premium BELOW $200 a month. The in network hospitals are with the Methodist Health Care System which are just absolutely beautiful! Their hospital network even has a well-respected children’s hospital. Humana is a well-respected insurer and I was amazed at how easy it was to enroll and pay my first month’s premium, just like that!
This is the greatest Christmas present we will receive this Christmas. Our new health insurance policy begins on January 1, 2014, and we both want to thank President Obama for a wonderful gift that I’m looking forward to with great excitement. I feel so proud that I am finally able to have affordable, excellent health insurance for my child and I, that I am paying for.
This has been a huge weight off of my mind, especially with the death of my child’s father hitting us out of the blue. It’s been especially tough on her right at Christmas. We just lost our dear friend Robert and were still reeling from that blow. At least we know now that we’ll be able to continue my child’s medications and that she will be able to continue to see her various doctors per usual. I can’t tell you how thankful I am that this is the case.
- What You Need to Know About Obamacare and Health Insurance Exchanges (mint.com)
- My Terrible, Horrible, Frustrating ACA Adventure (crooksandliars.com)
- The Affordable Care Act Timeline for Individuals and Families [Infographic] (turbotax.intuit.com)
- Keep Your Grandfathered Health Insurance Plan or Switch to an ACA Plan? (syndicatednewsservices.com)
- Is Your ACA Health Insurance Rebate in the Mail? (mint.com)
- House Panel Report Critical Of ACA Navigators (lifeandhealthunderwriters.wordpress.com)